PetSure (Australia) Pty Ltd ABN 95 075 949 923 (AFSL 420183) (PetSure) is responsible for this Financial Services Guide (FSG). It provides you with information about PetSure to help you decide whether or not to use the financial services that we provide. This FSG explains how we can assist you, who we represent, how we are remunerated, and provides details of how any complaints will be dealt with as well as how we can be contacted.
You will receive a Product Disclosure Statement (PDS), which explains the significant features of the products before we issue the product. You should consider the PDS in deciding whether to purchase the product. We may be contacted via the following websites or by telephone on the indicated numbers (and additional copies of the PDS are also available on the website or by calling us):
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Hollard is the insurer and issuer of the pet insurance products administered by PetSure. Hollard is an insurance company (ABN 78 090 584 473) authorised under s12 of the Insurance Act 1973. Hollard holds an Australian Financial Services Licence (No.241436) and is authorised to deal in and provide financial product advice in general insurance products. In providing the financial services set out in this FSG, Hollard does not provide personal advice and does not act for you. You can contact Hollard on (02) 9253 6600 or by email on email@example.com.
PetSure, a subsidiary company to Hollard, is an Australian Financial Services licence (AFSL 420183) authorised to deal in and provide general advice on general insurance products. It administers pet insurance policies on behalf of the insurer Hollard and determines, on behalf of Hollard, whether a policy can be issued to you by Hollard.
PetSure has been given a binding authority by Hollard which authorises it to enter into, vary and cancel these policies on behalf of Hollard as if it were Hollard. PetSure's authority is subject to the limits of authority agreed with Hollard. PetSure has also been appointed by Hollard as its agent to manage, administer and settle claims made under Pet Insurance policies. This means PetSure makes decisions about claims on behalf of Hollard. In providing the financial services set out in this FSG PetSure does not provide personal advice and does not act for you.
PetSure receives a portion the underwriting profit for administering the pet insurance products issued by Hollard. Where a third party has referred you to us, they may receive a referral fee from Hollard. This fee is paid according to Hollard’s agreement with them and the role they play. It may be a commission or an agreed amount.
Usually when you have a concern, we can resolve it immediately on the phone. If we have not resolved your matter to your satisfaction, at your request, we will escalate your complaint for review by our Internal Disputes Resolution team.
Your complaint will be dealt with fairly and promptly but if you remain dissatisfied with the final decision you may refer the matter to the Financial Ombudsman Service (FOS), which acts as Hollard’s external dispute resolution provider. The FOS is an independent dispute resolution service provided free of charge. You may contact the FOS at 1300 780 808 or by email firstname.lastname@example.org.
If you have any questions in regards to our service or the products that we administer please contact PetSure on (02)9842 4800.