Compare pet insurance

Compare~ a selection of comprehensive products that cover accidents and illnesses, issued by PetSure. Policy T&Cs and exclusions apply including chronic pre-existing conditions and some sub-limits. See the PDS and TMD for more info.

Filter the products below based on features that are important to you3

Depending on your chosen plan, an annual excess or per condition excess may apply.

This is the maximum amount you can claim for per policy period, subject to any applicable sub-limits and excess.

This is the percentage to be covered for eligible vet expenses or items, subject to policy limits and excess.

Annual Benefit Limit
(Up to)

This is the maximum amount you can claim for per policy period, subject to any applicable sub-limits and excess.

Excess Options

Depending on your chosen plan, an annual excess or per condition excess may apply.

Excess Type

Depending on your chosen plan, an annual excess or per condition excess may apply.

% of Vet Cost Reimbursed
(Up to)

This is the percentage to be covered for eligible vet expenses or items, subject to policy limits and excess.

Signature Cover
(Comprehensive / Accident & Illness)
Option of
$8,000 | $15,000 | $30,000
$0 | $150 | $300
Annual
70%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$8,000! | $15,000 | $30,000
Excess Options
$0 | $150 | $300

!The $600 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,500 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,500 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $200 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$8,000
$15,000
$30,000
Excess Options
$0
$150
$300
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Nose-to-Tail Cover
(Comprehensive / Accident & Illness)
Option of
$10,000 | $20,000 | $30,000
$0 | $250 | $500!
Annual
80%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$10,000 | $20,000 | $30,000
Excess Options
$0 | $250 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80%! | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
$20,000
$30,000
Excess Options
$0
$250
$500!
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
2 months free!
This Offer provides you with 2 months free in your first policy year. For monthly or fortnightly instalment payers, you will not be charged an instalment for the two months of your first policy period and your instalments will commence to be charged from the third month of your policy period. For annual payments, the two months free will be deducted from your first policy year premium at the time of purchase. This Offer applies to new Bow Wow Meow Pet Insurance policies only, purchased between 1 December 2023 at 12.00am AEST and 31 December 2026 at 11.59pm AEST. Offer will cease if you change your level of cover. Customers can remove this Offer at the time of purchase. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Terms, conditions and eligibility criteria applies (Refer to the PDS). Bow Wow Meow Pet Insurance reserves the right to amend this Offer at any time, without notice.
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months FREE
*Offer starts 12:01am AEDT, 7 May 2025 and ends 12:01am AEDT, 7 May 2027 (Offer Period). Offer provides new customers with two months free in their first policy year only when they purchase a Petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). Instalment payers will not be charged an instalment for the first two months and instalments will be charged from the third month of your policy period. Annual payers will have the two months free deducted from the annual premium at the time of purchase. Provide promo code AHM2MF at the time of purchase. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Offer subject to Petinsurance.com.au Pet Insurance Policy T&Cs available at: petinsurance.com.au. Eligibility criteria applies, refer to the Product Disclosure Statement. Petinsurance.com.au reserves the right to withdraw, vary or extend this Offer at any time.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months free
AAMI 2 months free. Disclaimer : Offer commences at 12:00am AEDT on 1 April 2026 and ends at 11:59pm AEST on 1 September 2026 (Offer Period). This offer provides customers with 2 months free on their petinsurance.com.au policy premiums, applied on their first policy year. The offer applies to new petinsurance.com.au policies purchased by customers during the Offer Period, online or by phone using promo code AAMI2FREE. If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your first policy period, and your instalments will commence to be charged from the third month of your policy period. For annual payments, the discount will be applied automatically to the annual premium amount at purchase. Not available to existing pet insurance policy holders with AAMI (together with petinsurance.com.au), or to previous policyholders who have held pet insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period. Offer will cease if you change your level of cover. “2 months free” offer is not available in conjunction with any other offer, unless otherwise specified. Offer subject to petinsurance.com.au terms and conditions available at https://newquote.petinsurance.com.au/?partner=AAMI&promo=AAMI2FREE. Eligibility criteria applies, refer to the Product Disclosure Statement. petinsurance.com.au reserves the right to withdraw, vary or extend this Offer at any time, without notice. Policies issued by PetSure (Australia) Pty Ltd, except those bought before 7/11/23 inc. renewals (issued by Hollard Insurance Company Pty Ltd). Promoted by Platform Ventures (under AAMI brand). Consider PDS and whether the product is right for you. TMD and PDS available at aami.com.au/pet-insurance.
Pet Plus
(Comprehensive / Accident & Illness)
$25,000
$0 | $100 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$25,000
Excess Options
$0 | $100 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $165 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$25,000
Excess Options
$0
$100
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 1 month FREE
*Offer commences 12.01am on AEST 15 July 2026 and ends 11.59pm on AEDT 13 October 2026 (Offer Period). Offer provides customers with their first month free in their first policy year only when they purchase a new Medibank Pet Insurance Policy during the Offer period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the second month of your policy. For annual payments, the one month free will be deducted from your first policy year premium at the time of purchase. Offer will cease if you change your level of cover.
Offer only applies to new Medibank Pet Insurance policies purchased during the Offer Period, online, in-store, or by phone using the promo code 1FREE. Medibank and ahm health members can receive the Offer in addition to the 10% standard Medibank and ahm health member discount on the first year’s premium only.
Not available with any other offer except for:
  • the existing Medibank and ahm health members standard discount, if applicable;
  • the 5% multi-pet discount for additional pets, if applicable.
  • certain third-party offers available from time to time (as specified in any offer terms and conditions).[CU1]
Staff members:
  • Excludes Medibank and ahm staff members.
Offer subject to the terms and conditions of the Medibank Pet Insurance policy. Eligibility criteria applies for Medibank Pet Insurance and is subject to the Medibank Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). Medibank Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Pet Protect
(Comprehensive / Accident & Illness)
$10,000
$0 | $100 | $250 | $500
Per Condition
70%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$10,000
Excess Options
$0 | $100 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
70%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $165 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
Excess Options
$0
$100
$250
$500
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
Get 1 month FREE
*Offer commences 12.01am on AEST 15 July 2026 and ends 11.59pm on AEDT 13 October 2026 (Offer Period). Offer provides customers with their first month free in their first policy year only when they purchase a new Medibank Pet Insurance Policy during the Offer period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the second month of your policy. For annual payments, the one month free will be deducted from your first policy year premium at the time of purchase. Offer will cease if you change your level of cover.
Offer only applies to new Medibank Pet Insurance policies purchased during the Offer Period, online, in-store, or by phone using the promo code 1FREE. Medibank and ahm health members can receive the Offer in addition to the 10% standard Medibank and ahm health member discount on the first year’s premium only.
Not available with any other offer except for:
  • the existing Medibank and ahm health members standard discount, if applicable;
  • the 5% multi-pet discount for additional pets, if applicable.
  • certain third-party offers available from time to time (as specified in any offer terms and conditions).[CU1]
Staff members:
  • Excludes Medibank and ahm staff members.
Offer subject to the terms and conditions of the Medibank Pet Insurance policy. Eligibility criteria applies for Medibank Pet Insurance and is subject to the Medibank Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). Medibank Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Nose-to-Tail Cover
(Comprehensive / Accident & Illness)
Option of
$10,000 | $20,000 | $30,000
$0 | $250 | $500!
Annual
70%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$10,000 | $20,000 | $30,000
Excess Options
$0 | $250 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80%! | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
$20,000
$30,000
Excess Options
$0
$250
$500!
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
2 months free!
This Offer provides you with 2 months free in your first policy year. For monthly or fortnightly instalment payers, you will not be charged an instalment for the two months of your first policy period and your instalments will commence to be charged from the third month of your policy period. For annual payments, the two months free will be deducted from your first policy year premium at the time of purchase. This Offer applies to new Bow Wow Meow Pet Insurance policies only, purchased between 1 December 2023 at 12.00am AEST and 31 December 2026 at 11.59pm AEST. Offer will cease if you change your level of cover. Customers can remove this Offer at the time of purchase. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Terms, conditions and eligibility criteria applies (Refer to the PDS). Bow Wow Meow Pet Insurance reserves the right to amend this Offer at any time, without notice.
Happy Tails Cover
(Comprehensive / Accident & Illness)
Option of
$10,000 | $20,000 | $30,000
$0 | $250 | $500!
Annual
80%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
Option of
$10,000 | $20,000 | $30,000
Excess Options
$0 | $250 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
$20,000
$30,000
Excess Options
$0
$250
$500!
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
HCF members can save up to 15% on pet insurance
All HCF members entitled to the HCF Thank You program are eligible for a member discount of 12% on HCF Pet Insurance. HCF Ruby and Diamond members can get a 15% discount.
Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Visit the HCF Thank You Terms and Conditions for further information at HCF_Thank_You_Terms_and_Conditions.pdf . Where relevant, increased discount will be applied automatically at first renewal after advancement in HCF Thank You tier. To access the discount, log in at https://hcf.com.au/members or download the My Membership app. This offer may be subject to change.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months FREE
Offer commences on 12:00AM AEST 6 February 2026 and ends on 11:59PM AEST 6 February 2028 (Offer Period). Offer provides new customers with 2 months free in their first policy year only when purchasing a petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the 3rd month of your policy. For annual payments, the 2-month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new petinsurance.com.au Pet Insurance policies purchased during the Offer Period, online or by phone using promo code 2MFREE. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Offer subject to the terms and conditions of the petinsurance.com.au Pet Insurance policy available https://petinsurance.com.au/ . Eligibility criteria applies and is subject to the petinsurance.com.au Pet Insurance terms and Conditions (Refer to the Product Disclosure Statement). We reserve the right to withdraw, vary or extend this Offer at any time, without notice.
Pet Max
(Comprehensive / Accident & Illness)
$30,000
$0 | $100 | $250 | $500
Per Condition
90%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $100 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
90%
Dental Illness
Included - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Included - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $165 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$100
$250
$500
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Promo
Get 1 month FREE
*Offer commences 12.01am on AEST 15 July 2026 and ends 11.59pm on AEDT 13 October 2026 (Offer Period). Offer provides customers with their first month free in their first policy year only when they purchase a new Medibank Pet Insurance Policy during the Offer period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the second month of your policy. For annual payments, the one month free will be deducted from your first policy year premium at the time of purchase. Offer will cease if you change your level of cover.
Offer only applies to new Medibank Pet Insurance policies purchased during the Offer Period, online, in-store, or by phone using the promo code 1FREE. Medibank and ahm health members can receive the Offer in addition to the 10% standard Medibank and ahm health member discount on the first year’s premium only.
Not available with any other offer except for:
  • the existing Medibank and ahm health members standard discount, if applicable;
  • the 5% multi-pet discount for additional pets, if applicable.
  • certain third-party offers available from time to time (as specified in any offer terms and conditions).[CU1]
Staff members:
  • Excludes Medibank and ahm staff members.
Offer subject to the terms and conditions of the Medibank Pet Insurance policy. Eligibility criteria applies for Medibank Pet Insurance and is subject to the Medibank Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). Medibank Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months free
AAMI 2 months free. Disclaimer : Offer commences at 12:00am AEDT on 1 April 2026 and ends at 11:59pm AEST on 1 September 2026 (Offer Period). This offer provides customers with 2 months free on their petinsurance.com.au policy premiums, applied on their first policy year. The offer applies to new petinsurance.com.au policies purchased by customers during the Offer Period, online or by phone using promo code AAMI2FREE. If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your first policy period, and your instalments will commence to be charged from the third month of your policy period. For annual payments, the discount will be applied automatically to the annual premium amount at purchase. Not available to existing pet insurance policy holders with AAMI (together with petinsurance.com.au), or to previous policyholders who have held pet insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period. Offer will cease if you change your level of cover. “2 months free” offer is not available in conjunction with any other offer, unless otherwise specified. Offer subject to petinsurance.com.au terms and conditions available at https://newquote.petinsurance.com.au/?partner=AAMI&promo=AAMI2FREE. Eligibility criteria applies, refer to the Product Disclosure Statement. petinsurance.com.au reserves the right to withdraw, vary or extend this Offer at any time, without notice. Policies issued by PetSure (Australia) Pty Ltd, except those bought before 7/11/23 inc. renewals (issued by Hollard Insurance Company Pty Ltd). Promoted by Platform Ventures (under AAMI brand). Consider PDS and whether the product is right for you. TMD and PDS available at aami.com.au/pet-insurance.
Select and Protect
(Comprehensive / Accident & Illness)
Option of
$15,000 | $25,000 | $35,000
$0 | $100 | $300 | $600!
Annual
80%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
Option of
$15,000 | $25,000 | $35,000
Excess Options
$0 | $100 | $300 | $600!

!The $600 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,500 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,500 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $200 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$15,000
$25,000
$35,000
Excess Options
$0
$100
$300
$600!
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
2 Months Free Offer
For PIA 2 month free offer : Offer provides two months free in first policy year. Instalment payers; first instalment charged from month three. Annual payers; two months free deducted from annual premiums. Applies to new policies purchased before 11.59pm AEST, 30th June, 2027. Offer ceases if you change level of cover. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Terms, conditions and eligibility criteria apply (refer to the PDS). PIA Pet Insurance reserves the right to amend this Offer at any time, without notice. Please see https://www.petinsuranceaustralia.com.au/pia202-terms for full T&Cs.
Happy Tails Cover
(Comprehensive / Accident & Illness)
Option of
$10,000 | $20,000 | $30,000
$0 | $250 | $500!
Annual
90%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
Option of
$10,000 | $20,000 | $30,000
Excess Options
$0 | $250 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
$20,000
$30,000
Excess Options
$0
$250
$500!
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Promo
HCF members can save up to 15% on pet insurance
All HCF members entitled to the HCF Thank You program are eligible for a member discount of 12% on HCF Pet Insurance. HCF Ruby and Diamond members can get a 15% discount.
Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Visit the HCF Thank You Terms and Conditions for further information at HCF_Thank_You_Terms_and_Conditions.pdf . Where relevant, increased discount will be applied automatically at first renewal after advancement in HCF Thank You tier. To access the discount, log in at https://hcf.com.au/members or download the My Membership app. This offer may be subject to change.
Signature Cover
(Comprehensive / Accident & Illness)
Option of
$8,000 | $15,000 | $30,000
$0 | $150 | $300
Annual
80%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$8,000! | $15,000 | $30,000
Excess Options
$0 | $150 | $300

!The $600 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,500 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,500 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $200 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$8,000
$15,000
$30,000
Excess Options
$0
$150
$300
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Select and Protect
(Comprehensive / Accident & Illness)
Option of
$15,000 | $25,000 | $35,000
$0 | $100 | $300 | $600!
Annual
70%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
Option of
$15,000 | $25,000 | $35,000
Excess Options
$0 | $100 | $300 | $600!

!The $600 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,500 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,500 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $200 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$15,000
$25,000
$35,000
Excess Options
$0
$100
$300
$600!
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
2 Months Free Offer
For PIA 2 month free offer : Offer provides two months free in first policy year. Instalment payers; first instalment charged from month three. Annual payers; two months free deducted from annual premiums. Applies to new policies purchased before 11.59pm AEST, 30th June, 2027. Offer ceases if you change level of cover. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Terms, conditions and eligibility criteria apply (refer to the PDS). PIA Pet Insurance reserves the right to amend this Offer at any time, without notice. Please see https://www.petinsuranceaustralia.com.au/pia202-terms for full T&Cs.
Gold Accidental Injury and Illness Cover
(Comprehensive / Accident & Illness)
$35,000
$0 | $200 | $500
Annual
90%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$35,000
Excess Options
$0 | $200 | $500
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
90%
Dental Illness
Optional
Alternative/Specialised Therapies
Optional
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional
Close Sample Quote
Annual Benefit Limit (Up to)
$35,000
Excess Options
$0
$200
$500
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Promo
First Month Free
Each new policy purchased on or after 21/06/2025 is entitled to one month free in your first year of cover (the first month). All quotes provided automatically include this offer. Offer commences on 21/06/2025 at 12:01am AEDT/AEST and ends 31/06/2027 at 11:59pm AEDT/AEST (“Offer Period”). The Offer provides customers with the first month free, in their first policy year only, when they purchase a new Buddy Pet Insurance policy during the Offer Period (“Offer”). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first month of your first policy period and your instalments will commence to be charged from the second month of your policy period. For annual payments, the first month free will be deducted from your first policy year premium at the time of purchase. Offer is automatically applied to your quote at the time of purchasing the Buddy Pet Insurance Policy. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Eligibility criteria apply for Buddy Pet Insurance and Offer is subject to the Buddy Pet Insurance terms and conditions (refer to the Product Disclosure Statement). Buddy Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Total Paw Protection
(Comprehensive / Accident & Illness)
Option of
$7,500 | $12,500 | $24,000 | $35,000
$0 | $100 | $200 | $500!
Annual
90%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$7,500! | $12,500! | $24,000 | $35,000
Excess Options
$0 | $100 | $200 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,000 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
N/A
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $120 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$7,500
$12,500
$24,000
$35,000
Excess Options
$0
$100
$200
$500!
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Promo
Get 2 months FREE.
This Offer is available for purchases from 00:00 AEST on 29/06/2026 to 23:59 AEDT on 27/11/2026. This offer entitles you to 2 months free in your first policy year of your policy cover, provided the policy remains in force and with all premiums paid in full. If you choose to pay annually, you will have the 2 months free, a discount equivalent to 2 months of premium applied to your annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first 2 months of your first policy period. Your payments will start from the third month of your policy period.
Happy Tails Cover
(Comprehensive / Accident & Illness)
Option of
$10,000 | $20,000 | $30,000
$0 | $250
Annual
70%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
Option of
$10,000 | $20,000 | $30,000
Excess Options
$0 | $250 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
$20,000
$30,000
Excess Options
$0
$250
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
HCF members can save up to 15% on pet insurance
All HCF members entitled to the HCF Thank You program are eligible for a member discount of 12% on HCF Pet Insurance. HCF Ruby and Diamond members can get a 15% discount.
Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Visit the HCF Thank You Terms and Conditions for further information at HCF_Thank_You_Terms_and_Conditions.pdf . Where relevant, increased discount will be applied automatically at first renewal after advancement in HCF Thank You tier. To access the discount, log in at https://hcf.com.au/members or download the My Membership app. This offer may be subject to change.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months FREE
*Offer starts 12:01am AEDT, 7 May 2025 and ends 12:01am AEDT, 7 May 2027 (Offer Period). Offer provides new customers with two months free in their first policy year only when they purchase a Petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). Instalment payers will not be charged an instalment for the first two months and instalments will be charged from the third month of your policy period. Annual payers will have the two months free deducted from the annual premium at the time of purchase. Provide promo code AHM2MF at the time of purchase. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Offer subject to Petinsurance.com.au Pet Insurance Policy T&Cs available at: petinsurance.com.au. Eligibility criteria applies, refer to the Product Disclosure Statement. Petinsurance.com.au reserves the right to withdraw, vary or extend this Offer at any time.
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
2 Months FREE
Offer commences on 12:01am AET on 1 April 2024 and ends on 11:59pm AET on 1 April 2027 (Offer Period). Offer provides new customers with two months free in their first policy year only when they purchase a petinsurance.com.au Pet Insurance Policy through Gumtree AU Pty Ltd (Gumtree) during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first two months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the third month of your policy. For annual payments, the two months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new petinsurance.com.au Pet Insurance policies purchased through Gumtree, during the Offer Period, online or by phone using promo code GUM2MF. Offer will cease if you change your level of cover. Not available with any other offer except for 10% multi-pet discount for additional pets. Offer subject to the terms and conditions of the petinsurance.com.au Pet Insurance policy. Eligibility criteria applies for petinsurance.com.au Pet Insurance and is subject to the petinsurance.com.au Pet Insurance terms and conditions (refer to the Product Disclosure Statement). Gumtree reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
2 Months FREE
Offer commences on 12:01am AET on 1 April 2024 and ends on 11:59pm AET on 1 April 2027 (Offer Period). Offer provides new customers with two months free in their first policy year only when they purchase a petinsurance.com.au Pet Insurance Policy through Gumtree AU Pty Ltd (Gumtree) during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first two months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the third month of your policy. For annual payments, the two months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new petinsurance.com.au Pet Insurance policies purchased through Gumtree, during the Offer Period, online or by phone using promo code GUM2MF. Offer will cease if you change your level of cover. Not available with any other offer except for 10% multi-pet discount for additional pets. Offer subject to the terms and conditions of the petinsurance.com.au Pet Insurance policy. Eligibility criteria applies for petinsurance.com.au Pet Insurance and is subject to the petinsurance.com.au Pet Insurance terms and conditions (refer to the Product Disclosure Statement). Gumtree reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Signature Cover
(Comprehensive / Accident & Illness)
Option of
$8,000 | $15,000 | $30,000
$0 | $150 | $300
Annual
90%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$8,000! | $15,000 | $30,000
Excess Options
$0 | $150 | $300

!The $600 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,500 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,500 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $200 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$8,000
$15,000
$30,000
Excess Options
$0
$150
$300
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
RACT Member offer - 10% discount and 1 month FREE
This offer only applies to RACT members who purchase a new RACT together with Petinsurance.com.au Pet Insurance policy between 12:01am AEST on 2 July 2026 and 11:59pm AEST on 30 June 2027 (Offer Period). Offer provides RACT members with a 10% discount on their new RACT together with Petinsurance.com.au Pet Insurance Policy premiums each year, whilst the policy remains in force, with all premiums paid in full, and while you remain a RACT Member (Member Offer). For instalment payers, the Offer is applied proportionately across all instalment payments during each year you remain eligible for the Member Discount. For annual payers, the Offer is applied automatically to your annual premium amount each policy year that you remain eligible for the Member Discount. This Offer will also provide RACT members with 1 month free in their first policy year only when they purchase a new RACT together with Petinsurance.com.au Pet Insurance Policy during the Offer Period (1-Month Free Offer). Instalment payers will not be charged an instalment for the first month and instalments will be charged from the second month of your policy period. Annual payers will have the 1 month free deducted from the annual premium at the time of purchase. To enjoy the Member Offer and 1-Month Free Offer, you must provide the promotional code RACTMEM1FREE and a valid RACT Member number at the time of purchase. Customers can remove this Offer at the time of purchase. Not available with any other offer except for the multi-pet discount for additional pets. Excludes RACT staff members. Both the Member Offer and the 1-Month Free Offer are subject to RACT together with Petinsurance.com.au Pet Insurance Policy T&C’s available Pet Insurance Tasmania. Eligibility criteria applies, refer to the Product Disclosure Statement. RACT together with Petinsurance.com.au reserves the right to withdraw, vary or extend these Offer’s at any time, without notice.
Total Paw Protection
(Comprehensive / Accident & Illness)
Option of
$7,500 | $12,500 | $24,000 | $35,000
$0 | $100 | $200 | $500!
Annual
80%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$7,500! | $12,500! | $24,000 | $35,000
Excess Options
$0 | $100 | $200 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,000 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
N/A
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $120 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$7,500
$12,500
$24,000
$35,000
Excess Options
$0
$100
$200
$500!
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months FREE.
This Offer is available for purchases from 00:00 AEST on 29/06/2026 to 23:59 AEDT on 27/11/2026. This offer entitles you to 2 months free in your first policy year of your policy cover, provided the policy remains in force and with all premiums paid in full. If you choose to pay annually, you will have the 2 months free, a discount equivalent to 2 months of premium applied to your annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first 2 months of your first policy period. Your payments will start from the third month of your policy period.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Two months FREE
This offer provides you with 2 months of FREE Pet Insurance. Your pet-premium instalments will automatically start Month 3 of your policy. The offer applies to new Orivet Pet Insurance policies purchased between 12:01am AEST on 2 August 2024 and ends at 11:59pm AEST on 5 August 2026 (Offer Period). Customers can remove this Offer at the time of purchase. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Offer subject to the terms and conditions of the Orivet Pet Insurance policy and eligibility criteria applies (Refer to the PDS). Orivet reserves the right to amend this Offer at any time, without notice. T&Cs Apply.
Trupanion
(Comprehensive / Accident & Illness)
No Limit
$0 | $100 | $200 | $500 | $700 | $1,000
Policy Lifespan, Per Condition
90%
Get a Quote
Product Details
Pet Age
Younger than 14 years at first policy start date
Annual Benefit Limit (Up to)
No Limit
Excess Options
$0 | $100 | $200 | $500 | $700 | $1,000
Excess Type
Policy Lifespan, Per Condition
% of Vet Cost Reimbursed (Up to)
90%
Dental Illness
Included - Dental illness and injury
Alternative/Specialised Therapies
Optional - Recovery & Complementary Care for behavioural issues, prescription food and approved alternative and rehabilitative therapies. Optional - Consultations and Examinations benefit
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
N/A
Close Sample Quote
Annual Benefit Limit (Up to)
No Limit
Excess Options
$0
$100
$200
$500
$700
$1,000
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Silver Accidental Injury and Illness Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $200 | $500
Annual
80%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $200 | $500
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional
Alternative/Specialised Therapies
Optional
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$200
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
First Month Free
Each new policy purchased on or after 21/06/2025 is entitled to one month free in your first year of cover (the first month). All quotes provided automatically include this offer. Offer commences on 21/06/2025 at 12:01am AEDT/AEST and ends 31/06/2027 at 11:59pm AEDT/AEST (“Offer Period”). The Offer provides customers with the first month free, in their first policy year only, when they purchase a new Buddy Pet Insurance policy during the Offer Period (“Offer”). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first month of your first policy period and your instalments will commence to be charged from the second month of your policy period. For annual payments, the first month free will be deducted from your first policy year premium at the time of purchase. Offer is automatically applied to your quote at the time of purchasing the Buddy Pet Insurance Policy. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Eligibility criteria apply for Buddy Pet Insurance and Offer is subject to the Buddy Pet Insurance terms and conditions (refer to the Product Disclosure Statement). Buddy Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Two months FREE
This offer provides you with 2 months of FREE Pet Insurance. Your pet-premium instalments will automatically start Month 3 of your policy. The offer applies to new Orivet Pet Insurance policies purchased between 12:01am AEST on 2 August 2024 and ends at 11:59pm AEST on 5 August 2026 (Offer Period). Customers can remove this Offer at the time of purchase. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Offer subject to the terms and conditions of the Orivet Pet Insurance policy and eligibility criteria applies (Refer to the PDS). Orivet reserves the right to amend this Offer at any time, without notice. T&Cs Apply.
Bronze Accidental Injury and Illness Cover
(Comprehensive / Accident & Illness)
$11,000
$0 | $200
Annual
70%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$11,000
Excess Options
$0 | $200
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%
Dental Illness
Optional
Alternative/Specialised Therapies
Optional
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional
Close Sample Quote
Annual Benefit Limit (Up to)
$11,000
Excess Options
$0
$200
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
First Month Free
Each new policy purchased on or after 21/06/2025 is entitled to one month free in your first year of cover (the first month). All quotes provided automatically include this offer. Offer commences on 21/06/2025 at 12:01am AEDT/AEST and ends 31/06/2027 at 11:59pm AEDT/AEST (“Offer Period”). The Offer provides customers with the first month free, in their first policy year only, when they purchase a new Buddy Pet Insurance policy during the Offer Period (“Offer”). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first month of your first policy period and your instalments will commence to be charged from the second month of your policy period. For annual payments, the first month free will be deducted from your first policy year premium at the time of purchase. Offer is automatically applied to your quote at the time of purchasing the Buddy Pet Insurance Policy. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Eligibility criteria apply for Buddy Pet Insurance and Offer is subject to the Buddy Pet Insurance terms and conditions (refer to the Product Disclosure Statement). Buddy Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
RACT Member offer - 10% discount and 1 month FREE
This offer only applies to RACT members who purchase a new RACT together with Petinsurance.com.au Pet Insurance policy between 12:01am AEST on 2 July 2026 and 11:59pm AEST on 30 June 2027 (Offer Period). Offer provides RACT members with a 10% discount on their new RACT together with Petinsurance.com.au Pet Insurance Policy premiums each year, whilst the policy remains in force, with all premiums paid in full, and while you remain a RACT Member (Member Offer). For instalment payers, the Offer is applied proportionately across all instalment payments during each year you remain eligible for the Member Discount. For annual payers, the Offer is applied automatically to your annual premium amount each policy year that you remain eligible for the Member Discount. This Offer will also provide RACT members with 1 month free in their first policy year only when they purchase a new RACT together with Petinsurance.com.au Pet Insurance Policy during the Offer Period (1-Month Free Offer). Instalment payers will not be charged an instalment for the first month and instalments will be charged from the second month of your policy period. Annual payers will have the 1 month free deducted from the annual premium at the time of purchase. To enjoy the Member Offer and 1-Month Free Offer, you must provide the promotional code RACTMEM1FREE and a valid RACT Member number at the time of purchase. Customers can remove this Offer at the time of purchase. Not available with any other offer except for the multi-pet discount for additional pets. Excludes RACT staff members. Both the Member Offer and the 1-Month Free Offer are subject to RACT together with Petinsurance.com.au Pet Insurance Policy T&C’s available Pet Insurance Tasmania. Eligibility criteria applies, refer to the Product Disclosure Statement. RACT together with Petinsurance.com.au reserves the right to withdraw, vary or extend these Offer’s at any time, without notice.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 1 month free
Offer commences on 22 July 2025 at 12.01am AEST and ends 30 June 2027 at 11.59pm AEST (Offer Period). Offer provides new customers with 1 months free in their first policy year only when they purchase a policy with Potiki in collaboration with petinsurance.com.au during the Offer Period (Offer). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first 1 month of your first policy period and your instalments will commence to be charged from the second month of your policy period. For annual payments, the 1 month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Pet Insurance policies purchased during the Offer Period, online or by phone, using promo code POTIKI1MF. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount and the Potiki Perks App. Offer subject to the Potiki in collaboration with petinsurance.com.au Pet Insurance policy T&C’s available potiki.com.au. Eligibility criteria applies, refer to the product disclosure statement. Potiki in collaboration with petinsurance.com.au Pet Insurance reserves the right to withdraw, vary or extend this offer at any time, without notice.
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 1 month free
Offer commences on 22 July 2025 at 12.01am AEST and ends 30 June 2027 at 11.59pm AEST (Offer Period). Offer provides new customers with 1 months free in their first policy year only when they purchase a policy with Potiki in collaboration with petinsurance.com.au during the Offer Period (Offer). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first 1 month of your first policy period and your instalments will commence to be charged from the second month of your policy period. For annual payments, the 1 month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Pet Insurance policies purchased during the Offer Period, online or by phone, using promo code POTIKI1MF. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount and the Potiki Perks App. Offer subject to the Potiki in collaboration with petinsurance.com.au Pet Insurance policy T&C’s available potiki.com.au. Eligibility criteria applies, refer to the product disclosure statement. Potiki in collaboration with petinsurance.com.au Pet Insurance reserves the right to withdraw, vary or extend this offer at any time, without notice.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Gold Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Optional - $1,000 additional to benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months FREE
Offer commences on 12:00AM AEST 6 February 2026 and ends on 11:59PM AEST 6 February 2028 (Offer Period). Offer provides new customers with 2 months free in their first policy year only when purchasing a petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the 3rd month of your policy. For annual payments, the 2-month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new petinsurance.com.au Pet Insurance policies purchased during the Offer Period, online or by phone using promo code 2MFREE. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Offer subject to the terms and conditions of the petinsurance.com.au Pet Insurance policy available https://petinsurance.com.au/ . Eligibility criteria applies and is subject to the petinsurance.com.au Pet Insurance terms and Conditions (Refer to the Product Disclosure Statement). We reserve the right to withdraw, vary or extend this Offer at any time, without notice.
Nose-to-Tail Cover
(Comprehensive / Accident & Illness)
Option of
$10,000 | $20,000 | $30,000
$0 | $250 | $500!
Annual
90%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$10,000 | $20,000 | $30,000
Excess Options
$0 | $250 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80%! | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$10,000
$20,000
$30,000
Excess Options
$0
$250
$500!
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Promo
2 months free!
This Offer provides you with 2 months free in your first policy year. For monthly or fortnightly instalment payers, you will not be charged an instalment for the two months of your first policy period and your instalments will commence to be charged from the third month of your policy period. For annual payments, the two months free will be deducted from your first policy year premium at the time of purchase. This Offer applies to new Bow Wow Meow Pet Insurance policies only, purchased between 1 December 2023 at 12.00am AEST and 31 December 2026 at 11.59pm AEST. Offer will cease if you change your level of cover. Customers can remove this Offer at the time of purchase. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Terms, conditions and eligibility criteria applies (Refer to the PDS). Bow Wow Meow Pet Insurance reserves the right to amend this Offer at any time, without notice.
Select and Protect
(Comprehensive / Accident & Illness)
Option of
$15,000 | $25,000 | $35,000
$0 | $100 | $300 | $600!
Annual
90%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
Option of
$15,000 | $25,000 | $35,000
Excess Options
$0 | $100 | $300 | $600!

!The $600 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,500 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,500 additional to benefit limit (combined with dental illness)
Multi-pet Discount
Included
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $200 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$15,000
$25,000
$35,000
Excess Options
$0
$100
$300
$600!
% of Vet Cost Reimbursed (Up to)
90%
Eligible vet expenses:
$1500
Apply 90% Benefit Percentage:
$1350
Per condition excess:
$0
We pay
$1350
Out of Pocket
$400
Promo
2 Months Free Offer
For PIA 2 month free offer : Offer provides two months free in first policy year. Instalment payers; first instalment charged from month three. Annual payers; two months free deducted from annual premiums. Applies to new policies purchased before 11.59pm AEST, 30th June, 2027. Offer ceases if you change level of cover. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount. Terms, conditions and eligibility criteria apply (refer to the PDS). PIA Pet Insurance reserves the right to amend this Offer at any time, without notice. Please see https://www.petinsuranceaustralia.com.au/pia202-terms for full T&Cs.
Platinum Cover
(Comprehensive / Accident & Illness)
$30,000
$0 | $250 | $500
Per Condition
80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0 | $250 | $500
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80%
Dental Illness
Included - $1,000 included in benefit limit
Alternative/Specialised Therapies
N/A
Multi-pet Discount
Included
Sub-limits
Sub-limits apply to emergency boarding.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$30,000
Excess Options
$0
$250
$500
% of Vet Cost Reimbursed (Up to)
80%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Plus Cover
(Comprehensive / Accident & Illness)
$20,000
$0 | $200
Per Condition
Option of
80% | 90%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0 | $200
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
80% | 90%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
N/A
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$20,000
Excess Options
$0
$200
% of Vet Cost Reimbursed (Up to)
80%
90%
Eligible vet expenses:
$1500
Apply 80% Benefit Percentage:
$1200
Per condition excess:
$0
We pay
$1200
Out of Pocket
$400
Promo
Get 2 months FREE
The Offer provides with 2 months free in your first year policy. For fortnightly or monthly instalment payers, the first premium will be charged on the first premium instalment of the third month of your policy. NOTE: If you elect to pay annual, two months worth of premium will be deducted from your annual premium. This Offer applies to new Pet Insurance policies distributed by the Commonwealth Bank of Australia (CBA) only, purchased between 24 October 2025 and 30 June 2027 at 11.59pm AET. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer. Terms, conditions and eligibility criteria applies (refer to the PDS). CBA reserves the right to amend this Offer at any time, without notice.
Total Paw Protection
(Comprehensive / Accident & Illness)
Option of
$7,500 | $12,500 | $24,000 | $35,000
$0 | $100 | $200 | $500!
Annual
70%
Get a Quote
Product Details
Pet Age
Younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$7,500! | $12,500! | $24,000 | $35,000
Excess Options
$0 | $100 | $200 | $500!

!The $500 excess option may not be available for all annual benefit limit and benefit percentage options.
Excess Type
Annual
% of Vet Cost Reimbursed (Up to)
70%! | 80% | 90%
Dental Illness
Optional - $2,000 additional benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
N/A
Sub-limits
No sub-limits apply, covered up to the annual limit
Routine Care
Optional - $120 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$7,500
$12,500
$24,000
$35,000
Excess Options
$0
$100
$200
$500!
% of Vet Cost Reimbursed (Up to)
70%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
Get 2 months FREE.
This Offer is available for purchases from 00:00 AEST on 29/06/2026 to 23:59 AEDT on 27/11/2026. This offer entitles you to 2 months free in your first policy year of your policy cover, provided the policy remains in force and with all premiums paid in full. If you choose to pay annually, you will have the 2 months free, a discount equivalent to 2 months of premium applied to your annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first 2 months of your first policy period. Your payments will start from the third month of your policy period.
Classic Cover
(Comprehensive / Accident & Illness)
$15,000
$0 | $200
Per Condition
Option of
70% | 80%
Get a Quote
Product Details
Pet Age
Older than 8 weeks and younger than 9 years at first policy start date
Annual Benefit Limit (Up to)
$15,000
Excess Options
$0 | $200
Excess Type
Per Condition
% of Vet Cost Reimbursed (Up to)
70% | 80%
Dental Illness
Optional - $2,000 additional to benefit limit (combined with specialised therapies)
Alternative/Specialised Therapies
Optional - $2,000 additional to benefit limit (combined with dental illness)
Multi-pet Discount
N/A
Sub-limits
Sub-limits apply to consultations, tick paralysis, hip joint surgery, emergency boarding and cruciate ligament conditions.
Routine Care
Optional - $150 additional to benefit limit
Close Sample Quote
Annual Benefit Limit (Up to)
$15,000
Excess Options
$0
$200
% of Vet Cost Reimbursed (Up to)
70%
80%
Eligible vet expenses:
$1500
Apply 70% Benefit Percentage:
$1050
Per condition excess:
$0
We pay
$1050
Out of Pocket
$400
Promo
Get 2 months FREE
The Offer provides with 2 months free in your first year policy. For fortnightly or monthly instalment payers, the first premium will be charged on the first premium instalment of the third month of your policy. NOTE: If you elect to pay annual, two months worth of premium will be deducted from your annual premium. This Offer applies to new Pet Insurance policies distributed by the Commonwealth Bank of Australia (CBA) only, purchased between 24 October 2025 and 30 June 2027 at 11.59pm AET. Offer will cease if you change your level of cover. Offer cannot be used in conjunction with any other offer. Terms, conditions and eligibility criteria applies (refer to the PDS). CBA reserves the right to amend this Offer at any time, without notice.

~Costs and product information should be confirmed with the relevant insurance brand’s contact centre or online quote tool. These products are only available to persons over the age of 18 and are only suitable if you can afford to pay the applicable premium, upfront veterinary expenses before submitting a claim (unless GapOnly® is used), and veterinary expenses that are above the accepted claim amount.

*GapOnly® is a claims payment service available on PetSure administered and issued pet insurance policies. Not all conditions and treatments are covered. You will need to cover a portion of the vet bill on covered claims. GapOnly® available at participating vets.

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^ Multi-pet discount applies if a current PetSure administered or issued policyholder holds a second and subsequent pet insurance policy within the same pet insurance brand (“Discount”). The Discount is based on the order that pet details are entered when you obtain a quote, or the order that policies are purchased (if purchased separately). Discount is applied to the premium at the time of purchasing a second or subsequent policy for an additional pet, when purchased in the same transaction. For existing policyholders that wish to insure an additional pet with the same pet insurance brand, please call your pet insurance brand for the Discount to apply. Application and order of the Discount is reallocated across remaining policies upon a policy cancellation, where there are two (2) or more active policies. Should a policy(s) be cancelled resulting in only one (1) remaining active policy, the multi-pet discount will cease to apply on the next renewal. Discount may be used in conjunction with other offers, unless otherwise specified. Eligibility criteria applies (visit or contact your insurance brand for more information) and is subject to the applicable policy terms and conditions (Refer to the relevant Product Disclosure Statement). We reserve the right to withdraw, vary or amend the Discount at any time without notice.