When he was eight and a half, Rex began coughing after spending a few days at the farm. He went to the vet at the time, had some diagnostics performed including chest X-rays, and was put on medication for an inflamed throat. A few weeks later, my husband asked me to examine Rex as he wasn’t himself. He was lethargic, had a fever and his heart rate was high.

He was rushed to the Animal Referral Hospital (ARH) at Homebush in Sydney. A CT was performed and he was diagnosed with a grass seed in his lung, which had perforated and caused a serious, life threatening infection in his chest.

Rex needed to have major surgery with a specialist, and spent a week in intensive care recovering before he went home. He was recovering well until two months later when he started to have difficulty walking and opening his mouth to eat.

Again he was taken to the ARH where after another CT, he was diagnosed with a ruptured disc in his neck. He had spinal surgery performed by a specialist. He recovered well and went back to running again a couple of months later.

Rex has always been part of our family. We adopted him from a pound when he was four-months-old, just after my partner and I got married. Our two daughters grew up with him and were devastated when he wasn’t well.

As a vet, I know the cost of veterinary care, and both of these illnesses incurred a considerable fee. I was grateful I had pet insurance to assist in covering the veterinary costs. My experience reinforced the value of having pet insurance. It certainly removed any financial concerns I had about treating Rex. The vets and nurses were able to treat Rex for his illnesses resulting in a great outcome for my family.

Pet insurance can help by covering a portion of the eligible vet bill if the unexpected happens. Because it is difficult to predict the costs of veterinary care, it can help to have measures in place to help prepare for the unexpected. Check out our partner network and explore our policy tools to find a pet insurance policy.

Not all conditions or items are covered by Pet Insurance. Refer to the applicable Product Disclosure Statement for information about coverage and exclusions.